Chris Stein, CFP®
Rules Surrounding Spousal Social Security Benefits
A reader from Connecticut asks about the rules surrounding when to claim a spousal Social Security benefit. "My husband is one year...
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HelpWithMySocialSecurity.com is a blog intended to give you information on Social Security topics. Neither the blog, nor Jim Saulnier and Associates, LLC, are in any way approved, endorsed, or authorized by the Social Security Administration.
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Chris Stein, CFP®
- Apr 1
- 3 min
Clarification On A Potential Social Security Spousal Benefit
A reader from Michigan looks for clarification on the potential spousal benefit for his wife. I am a 65-year-old anesthesiologist. God...
367 views0 comments
Chris Stein, CFP®
- Feb 4
- 4 min
Social Security Child-In-Care Spousal Benefits.
A reader from Oregon asks for clarification regarding Social Security's Child-In-Care spousal benefit. I'm doing some research for a...
358 views0 comments
Chris Stein, CFP®
- Dec 24, 2021
- 2 min
Social Security Survivorship Benefits and Government Pension Clarification
A reader from Massachusetts asks about survivorship benefits, his spouse’s pension and his Social Security retirement benefit. “My wife...
81 views1 comment
Chris Stein, CFP®
- Dec 10, 2021
- 4 min
Clarification on Spousal Social Security Benefits
A reader from Michigan looks for clarification on Social Security spousal benefits. "I am a 65-year-old anesthesiologist who would like...
125 views0 comments
Chris Stein, CFP®
- Jun 11, 2021
- 3 min
Social Security Disability Benefits & Claiming Spousal Benefits
A reader receiving SSDI looks for clarification on collecting spousal Social Security benefits. “Hi, my husband is currently 65, and I...
208 views0 comments
Chris Stein, CFP®
- Jan 8, 2021
- 3 min
Spousal Benefits and Social Security
A reader from Arizona wants more information on claiming Social Security spousal benefits at her husband's Full Retirement Age (FRA). "I...
246 views0 comments
Chris Stein, CFP®
- Aug 14, 2020
- 4 min
Tips to Maximize a Spousal Social Security Benefit
A reader would like to know if her husband's Social Security spousal benefits would be penalized if she claims her benefits early.
207 views0 comments
Chris Stein, CFP®
- May 26, 2020
- 2 min
Child-In-Care Spousal Benefits: Can I Still Work?
A reader from Florida would like to know if she can still work if she files for child-in-care spousal benefits. “If I file for...
262 views
Chris Stein, CFP®
- Apr 24, 2020
- 3 min
Divorced Spousal Benefit: What If My Ex Hasn’t Claimed Benefits?
A reader asks about her Social Security divorced spousal benefit if her ex-spouse has not yet claimed his benefits but is turning 62....
74 views
Chris Stein, CFP®
- Dec 13, 2019
- 3 min
Claiming Spousal Benefits
This week, we have a question from a husband wanting to know about claiming spousal benefits: can his wife claim spousal benefits before...
74 views
Chris Stein, CFP®
- Feb 25, 2019
- 1 min
Suspending Spousal Benefits
We had the following simple, yet interesting new question come in recently: “I often read on your blog about suspending your own...
22 views
Chris Stein, CFP®
- Jan 22, 2019
- 2 min
Spousal and Dependent Benefits
I received the following question: My wife and I have full legal and physical custody of our granddaughter. She is 16 months old and...
23 views
Chris Stein, CFP®
- Nov 13, 2018
- 3 min
Overcoming Privacy Concerns With Divorced Spouse Benefits
As our long-time blog listeners/readers know, divorced spouses are entitled to receive benefits on their ex-spouse’s earnings if certain...
23 views
Chris Stein, CFP®
- Sep 4, 2018
- 2 min
Earnings Test and Spousal Benefits
We had a great question regarding the earnings test and spousal benefits from our email box this week: “I am 66 (FRA), the higher earner,...
21 views0 comments
Chris Stein, CFP®
- Aug 14, 2018
- 2 min
Converting Spousal Benefits to Survivor Benefits
This next question is something we have not really addressed directly before regarding spousal and survivor benefits, so I really...
131 views0 comments
Chris Stein, CFP®
- Aug 7, 2018
- 2 min
Delayed Claiming and Retroactive Benefits
Another good question regarding delayed claiming and retroactive benefits has come in from our listeners this week: “I am over 70, and...
10 views0 comments
Chris Stein, CFP®
- Apr 17, 2018
- 2 min
Spousal Child in Care Benefits
We recently received this excellent question regarding spousal child in care benefits, so I want to share it with all of you. “My husband...
22 views0 comments
Chris Stein, CFP®
- Nov 28, 2017
- 3 min
Filing Strategies for Spouses With Large Age Differences
What are the options for Social Security filing strategies when spouses have a large age difference? Limited Choices There are more...
24 views0 comments
Chris Stein, CFP®
- Nov 7, 2017
- 2 min
Switching Survivor Benefits
We had the following question on Social Security survivor benefits come in this past week from a blog reader… “My mother is 69 years old...
13 views0 comments