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HelpWithMySocialSecurity.com is a blog intended to give you information on Social Security topics. Neither the blog, nor Jim Saulnier and Associates, LLC, are in any way approved, endorsed, or authorized by the Social Security Administration.
Jim Saulnier and Associates, LLC is a retirement planning firm that can assist you with your Social Security concerns.
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Spousal Benefits and Inflation
A reader from Ohio asks how inflation adjustments apply when a reduced Social Security benefit converts to a spousal benefit.  “If my...
Chris Stein, CFP®
Mar 73 min read
22 views
0 comments
Accessing a Benefit Estimate as a Survivor
A reader from Ohio looks for clarity on their Social Security benefits since they are already collecting survivor benefits. Â "I was...
Chris Stein, CFP®
Oct 11, 20244 min read
144 views
0 comments
Government Pension Offset (GPO) and Social Security
A reader from Colorado asks for clarification on a couple of questions regarding the effects of the Government Pension Offset (GPO) on...
Chris Stein, CFP®
Apr 5, 20244 min read
324 views
0 comments
Social Security Survivorship & Child-In-Care Benefits
A reader from Oklahoma asks about his mother's ability to claim Social Security survivor and child-in-care benefits. "My dad just passed...
Chris Stein, CFP®
Mar 8, 20244 min read
542 views
0 comments
Social Security Maximum Earnings On Statement
A reader from Georgia is looking for clarification on the maximum taxable earnings regarding her husband's Social Security Statement. "My...
Chris Stein, CFP®
Feb 23, 20243 min read
136 views
0 comments
Calculating Spousal Social Security Benefit In A Unique Situation
A reader from Texas looks for clarity on how to calculate a Social Security spousal offset given their situation. "My wife is about five...
Chris Stein, CFP®
Feb 9, 20246 min read
348 views
1 comment
Do Stock Options Count Towards Social Security Earnings?
A reader from Washington wonders if stock options should be counted toward earnings when considering Social Security. “My husband retired...
Chris Stein, CFP®
Jan 26, 20244 min read
1,260 views
0 comments
Maximizing Social Security Survivor Benefits
A reader from the State of Washington asks about the best strategy for maximizing his wife’s Social Security survivor benefits. “I am...
Chris Stein, CFP®
Nov 17, 20234 min read
353 views
0 comments
Social Security Survivor and Personal Benefits
A reader from Washington seeks clarification on claiming a Social Security survivor benefit and the timing of claiming her own benefit....
Chris Stein, CFP®
Sep 8, 20235 min read
159 views
0 comments
Will I Receive the Social Security COLA If I Haven't Claimed My Benefit?
A reader from North Carolina wonders if he will receive the Social Security Cost of Living Adjustment (COLA) for last year even if he has...
Chris Stein, CFP®
Jun 2, 20233 min read
222 views
0 comments
Social Security Survivorship Benefit at Husbands Age 62
A reader from Pennsylvania wonders what her Social Security survivorship benefit would be if her husband claimed benefits early at age...
Chris Stein, CFP®
May 19, 20233 min read
1,019 views
0 comments
Social Security and A Sisters Ability To Claim A Benefit
A reader in Georgia asks a couple of questions about his sister’s ability to claim a Social Security benefit. “My question is about my...
Chris Stein, CFP®
Apr 7, 20235 min read
134 views
0 comments
Answering Social Security Survivor Benefit Questions
A reader from New York asks if claiming a spousal benefit before Full Retirement Age (FRA) reduces the survivor benefit amount and what...
Chris Stein, CFP®
Mar 24, 20232 min read
213 views
0 comments
Social Security Survivor Benefits and Delayed Benefits
A reader from Kentucky wonders if he can claim a Social Security survivor benefit while delaying his own benefit to age 70. “I have two...
Chris Stein, CFP®
Nov 4, 20223 min read
873 views
0 comments
Retroactive Social Security Benefits
A reader from Massachusetts looks for clarification on his retroactive Social Security benefit. “My age is 67 + 2 months. I am...
Chris Stein, CFP®
Oct 21, 20222 min read
497 views
0 comments
Social Security Benefit Calculators
A reader from Texas asks where to find good Social Security benefits calculators. "My sister needs to work for two more years to reach 40...
Chris Stein, CFP®
Oct 7, 20223 min read
544 views
1 comment
Social Security Earnings Before Age 22
A reader from Connecticut asks about counting Social Security earnings before age 22. “I see other references to counting earnings from...
Chris Stein, CFP®
Sep 23, 20224 min read
258 views
0 comments
Deemed Filing Social Security Benefits
A reader from Idaho asks about deeming when filing for Social Security benefits. "My wife and I are both retired and living well on our...
Chris Stein, CFP®
Aug 12, 20223 min read
958 views
0 comments
Rules Surrounding Spousal Social Security Benefits
A reader from Connecticut asks about the rules surrounding when to claim a spousal Social Security benefit. "My husband is one year...
Chris Stein, CFP®
Jul 29, 20225 min read
503 views
0 comments
Social Security Maximum Deferred Credits
A reader from Indiana looks for advice on the exact month he should file for his Social Security retirement benefit to get the maximum...
Chris Stein, CFP®
Jul 15, 20225 min read
502 views
1 comment
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