Benefit Calculation

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HelpWithMySocialSecurity.com is a blog intended to give you information on Social Security topics. Neither the blog, nor Jim Saulnier and Associates, LLC, are in any way approved, endorsed, or authorized by the Social Security Administration.

Jim Saulnier and Associates, LLC is a retirement planning firm that can assist you with your Social Security concerns.

Pension Survivor Benefits Reducing Social Security Benefit

Chris Stein, CFP®

May 13
4 min

Pension Survivor Benefits Reducing Social Security Benefit

A reader from Massachusetts looks for clarification on whether survivorship benefits from his spouse's pension will reduce his Social...

7 views0 comments

Chris Stein, CFP®

Apr 15
4 min

Will My PIA Be Adjusted For Inflation?

A reader asks if his Primary Insurance Amount (PIA) will be adjusted for inflation while he delays his Social Security benefit to age 70....

35 views0 comments

Estimating A Future Social Security Benefit

Chris Stein, CFP®

Nov 26, 2021
3 min

Estimating A Future Social Security Benefit

A reader from Connecticut asks how to get a more accurate estimate of his future Social Security benefit. "I am hoping you can guide me...

259 views0 comments

Social Security and Deferred Compensation Plans

Chris Stein, CFP®

Jul 23, 2021
3 min

Social Security and Deferred Compensation Plans

A reader from Los Angeles asks if contributing to a deferred compensation program lowers his Social Security earnings history. "I am 63...

192 views0 comments

Taxation of Retroactive Social Security Benefits

Chris Stein, CFP®

May 14, 2021
3 min

Taxation of Retroactive Social Security Benefits

A reader from Kentucky looks for clarification on the taxation of retroactive Social Security benefits. “My question concerns Social...

726 views1 comment

How Does A Family's Social Security Benefit Affect A Child's Social Security Benefit?

Chris Stein, CFP®

Apr 16, 2021
4 min

How Does A Family's Social Security Benefit Affect A Child's Social Security Benefit?

A reader from North Carolina would like to know how the family's maximum Social Security benefit affects a child's Social Security...

172 views0 comments

Chris Stein, CFP®

Apr 2, 2021
2 min

Social Security Earnings History

A reader from Nevada wants to know if severance payments will affect his Social Security earnings record. " I have a Social Security...

168 views0 comments

Chris Stein, CFP®

Jan 22, 2021
3 min

Social Security and Tax Brackets

A reader asks for confirmation of the rules around his mother retroactively filing for her Social Security benefit. "My mom will hit her...

455 views0 comments

Chris Stein, CFP®

Jan 8, 2021
3 min

Spousal Benefits and Social Security

A reader from Arizona wants more information on claiming Social Security spousal benefits at her husband's Full Retirement Age (FRA). "I...

233 views0 comments

Chris Stein, CFP®

Dec 25, 2020
5 min

Miscellaneous Social Security Questions

A Kentucky reader asks about the best Social Security claiming date for her and her husband. "I am trying to dial in the best Social...

436 views1 comment

Chris Stein, CFP®

Nov 27, 2020
5 min

Estimating Your Social Security Benefit

A reader from Kentucky asks if he needs to inflate the PIA estimate given by the Social Security Administration to reflect his estimated...

235 views0 comments

Chris Stein, CFP®

Oct 9, 2020
5 min

COVID-19's Impact on Social Security

A reader would like to know about how COVID-19 will impact his Social Security benefits.

394 views1 comment

How Do I Know Which Survivor Social Security Benefits to Claim?

Chris Stein, CFP®

Sep 4, 2020
2 min

How Do I Know Which Survivor Social Security Benefits to Claim?

A reader would like to know about claiming Social Security benefits on his deceased spouse's record. "My wife passed away last year. Can...

197 views0 comments

Chris Stein, CFP®

Jun 12, 2020
4 min

Estimated Monthly Benefits

A reader from Arizona has some questions about his estimated monthly benefits from Social Security. “I retired in mid-2019 and turned 67...

309 views1 comment

Social Security Reduction for the Self-Employed

Chris Stein, CFP®

Mar 23, 2019
3 min

Social Security Reduction for the Self-Employed

In the complex world of Social Security and Taxes, there are always little “issues” floating around that could come back to harm you if...

20 views

Chris Stein, CFP®

Dec 12, 2018
2 min

Timing Your First Benefits Check

The following question came in this week… “I understand the earnings test for those under FRA but my question has to do with the period...

72 views

Benefit Calculation Before Full Retirement Age

Chris Stein, CFP®

Nov 7, 2018
2 min