Chris Stein, CFP®
Social Security Survivor and Personal Benefits
A reader from Washington seeks clarification on claiming a Social Security survivor benefit and the timing of claiming her own benefit....
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HelpWithMySocialSecurity.com is a blog intended to give you information on Social Security topics. Neither the blog, nor Jim Saulnier and Associates, LLC, are in any way approved, endorsed, or authorized by the Social Security Administration.
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Chris Stein, CFP®
- Jun 2
- 3 min
Will I Receive the Social Security COLA If I Haven't Claimed My Benefit?
A reader from North Carolina wonders if he will receive the Social Security Cost of Living Adjustment (COLA) for last year even if he has...
138 views0 comments
Chris Stein, CFP®
- May 19
- 3 min
Social Security Survivorship Benefit at Husbands Age 62
A reader from Pennsylvania wonders what her Social Security survivorship benefit would be if her husband claimed benefits early at age...
182 views0 comments
Chris Stein, CFP®
- Apr 7
- 5 min
Social Security and A Sisters Ability To Claim A Benefit
A reader in Georgia asks a couple of questions about his sister’s ability to claim a Social Security benefit. “My question is about my...
106 views0 comments
Chris Stein, CFP®
- Mar 24
- 2 min
Answering Social Security Survivor Benefit Questions
A reader from New York asks if claiming a spousal benefit before Full Retirement Age (FRA) reduces the survivor benefit amount and what...
171 views0 comments
Chris Stein, CFP®
- Nov 4, 2022
- 3 min
Social Security Survivor Benefits and Delayed Benefits
A reader from Kentucky wonders if he can claim a Social Security survivor benefit while delaying his own benefit to age 70. “I have two...
449 views0 comments
Chris Stein, CFP®
- Oct 21, 2022
- 2 min
Retroactive Social Security Benefits
A reader from Massachusetts looks for clarification on his retroactive Social Security benefit. “My age is 67 + 2 months. I am...
364 views0 comments
Chris Stein, CFP®
- Oct 7, 2022
- 3 min
Social Security Benefit Calculators
A reader from Texas asks where to find good Social Security benefits calculators. "My sister needs to work for two more years to reach 40...
472 views1 comment
Chris Stein, CFP®
- Sep 23, 2022
- 4 min
Social Security Earnings Before Age 22
A reader from Connecticut asks about counting Social Security earnings before age 22. “I see other references to counting earnings from...
215 views0 comments
Chris Stein, CFP®
- Aug 12, 2022
- 3 min
Deemed Filing Social Security Benefits
A reader from Idaho asks about deeming when filing for Social Security benefits. "My wife and I are both retired and living well on our...
451 views0 comments
Chris Stein, CFP®
- Jul 29, 2022
- 5 min
Rules Surrounding Spousal Social Security Benefits
A reader from Connecticut asks about the rules surrounding when to claim a spousal Social Security benefit. "My husband is one year...
432 views0 comments
Chris Stein, CFP®
- Jul 15, 2022
- 5 min
Social Security Maximum Deferred Credits
A reader from Indiana looks for advice on the exact month he should file for his Social Security retirement benefit to get the maximum...
462 views1 comment
Chris Stein, CFP®
- May 13, 2022
- 4 min
Pension Survivor Benefits Reducing Social Security Benefit
A reader from Massachusetts looks for clarification on whether survivorship benefits from his spouse's pension will reduce his Social...
239 views0 comments
Chris Stein, CFP®
- Apr 15, 2022
- 4 min
Will My PIA Be Adjusted For Inflation?
A reader asks if his Primary Insurance Amount (PIA) will be adjusted for inflation while he delays his Social Security benefit to age 70....
2,109 views1 comment
Chris Stein, CFP®
- Nov 26, 2021
- 3 min
Estimating A Future Social Security Benefit
A reader from Connecticut asks how to get a more accurate estimate of his future Social Security benefit. "I am hoping you can guide me...
414 views0 comments
Chris Stein, CFP®
- Jul 23, 2021
- 3 min
Social Security and Deferred Compensation Plans
A reader from Los Angeles asks if contributing to a deferred compensation program lowers his Social Security earnings history. "I am 63...
735 views0 comments
Chris Stein, CFP®
- May 14, 2021
- 3 min
Taxation of Retroactive Social Security Benefits
A reader from Kentucky looks for clarification on the taxation of retroactive Social Security benefits. “My question concerns Social...
1,633 views1 comment
Chris Stein, CFP®
- Apr 16, 2021
- 4 min
How Does A Family's Social Security Benefit Affect A Child's Social Security Benefit?
A reader from North Carolina would like to know how the family's maximum Social Security benefit affects a child's Social Security...
219 views0 comments
Chris Stein, CFP®
- Apr 2, 2021
- 2 min
Social Security Earnings History
A reader from Nevada wants to know if severance payments will affect his Social Security earnings record. " I have a Social Security...
178 views0 comments
Chris Stein, CFP®
- Jan 22, 2021
- 3 min
Social Security and Tax Brackets
A reader asks for confirmation of the rules around his mother retroactively filing for her Social Security benefit. "My mom will hit her...
500 views0 comments
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