Chris Stein, CFP®
Deemed Filing Social Security Benefits
A reader from Idaho asks about deeming when filing for Social Security benefits. "My wife and I are both retired and living well on our...
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HelpWithMySocialSecurity.com is a blog intended to give you information on Social Security topics. Neither the blog, nor Jim Saulnier and Associates, LLC, are in any way approved, endorsed, or authorized by the Social Security Administration.
Jim Saulnier and Associates, LLC is a retirement planning firm that can assist you with your Social Security concerns.
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Chris Stein, CFP®
- Jul 1
- 6 min
Backdating Social Security Benefits
A reader from Washington State would like some clarity on backdating her Social Security benefits. “I am 70. I filed for Social Security...
155 views1 comment
Chris Stein, CFP®
- Jun 24
- 2 min
Cost-Of-Living Adjustment and PIAs
A reader wonders about cost-of-living adjustments (COLAs) to his Primary Insurance Amount (PIA) and his Social Security benefit. “With...
174 views0 comments
Chris Stein, CFP®
- May 27
- 1 min
Social Security Payroll Taxes
A reader from North Dakota asks about the percentage of Social Security tax being withheld from her paycheck. “What percentage is...
33 views0 comments
Chris Stein, CFP®
- Apr 15
- 4 min
Will My PIA Be Adjusted For Inflation?
A reader asks if his Primary Insurance Amount (PIA) will be adjusted for inflation while he delays his Social Security benefit to age 70....
897 views0 comments
Chris Stein, CFP®
- Aug 20, 2021
- 3 min
How the Windfall Elimination Provision (WEP) is Affected When Combining Retirement Benefits
A Missouri reader wonders about the Windfall Elimination Provision (WEP) if he combines non-Social Security and Social Security...
238 views0 comments
Chris Stein, CFP®
- Oct 9, 2020
- 5 min
COVID-19's Impact on Social Security
A reader would like to know about how COVID-19 will impact his Social Security benefits.
397 views1 comment
Chris Stein, CFP®
- Sep 25, 2020
- 5 min
Social Security, Roth Conversions, and an Elaboration on Ed Slott
A reader would like information on the impact on her own retirement benefit of claiming the survivor benefit from her deceased husband....
190 views0 comments
Chris Stein, CFP®
- Sep 4, 2020
- 2 min
How Do I Know Which Survivor Social Security Benefits to Claim?
A reader would like to know about claiming Social Security benefits on his deceased spouse's record. "My wife passed away last year. Can...
204 views0 comments
Chris Stein, CFP®
- Jul 24, 2020
- 4 min
Social Security Statements and Where to Find Your Estimated Benefits
Two people ask about Social Security Statements and where to find estimated benefits.
57 views0 comments
Chris Stein, CFP®
- Oct 18, 2019
- 3 min
Should I File Retroactively?
Many people wonder, “Should I file retroactively for Social Security Benefits?”. The question this week is from someone considering...
47 views
Chris Stein, CFP®
- Aug 23, 2019
- 3 min
Military Earnings Credit
This week, a question from a retired U.S. Marine who wants clarification on a Social Security earnings credit for military members: I...
23 views
Chris Stein, CFP®
- Jun 28, 2019
- 2 min
Filing for Social Security Benefits Retroactively
I recently received a question about filing retroactively for Social Security benefits: Am I eligible for one or six months of...
20 views
Chris Stein, CFP®
- Nov 27, 2018
- 1 min
2019 COLA Changes
2019 COLA Changes Well, the wait is over for the 2019 announcement on the cost of living adjustment (COLA) to Social Security. I have...
8 views
Chris Stein, CFP®
- Oct 30, 2018
- 1 min
Benefits Repayment After Withdrawing Your Application
I received the following question recently: “I need to repay my Social Security benefits after withdrawing my application. I filed in...
34 views
Chris Stein, CFP®
- May 15, 2018
- 2 min
Beware of Retroactive Benefits
A little issue has come to our attention with regard to the way Social Security offices process your application for benefits once you...
14 views0 comments
Chris Stein, CFP®
- Jan 30, 2018
- 2 min
Switching Social Security Disability Benefits to Retirement Benefits
The following multi-part question came in recently: “I am on SS disability benefits now. Next year I reach my full retirement age of...
38 views0 comments
Chris Stein, CFP®
- Oct 24, 2017
- 2 min
Question on Retroactive Benefits
The following question came in from a blog reader: “I am confused by Social Security retroactive benefits. I went in recently to file...
15 views0 comments
Chris Stein, CFP®
- Aug 15, 2017
- 2 min
Social Security Benefit Estimate Assumptions
The benefit estimate generated by the Social Security Administration can be confusing for many people, especially younger workers. What...
50 views0 comments
Chris Stein, CFP®
- May 16, 2017
- 2 min
How Does the Earnings Test Affect My Monthly Benefit?
You may be aware of the Social Security Earnings Test, but you may not know how it will directly affect your Social Security benefit...
17 views0 comments