Chris Stein, CFP®
The Social Security Earnings Limit For Self Employed Individuals
A reader from Texas looks for clarification on the rules surrounding the Social Security earnings limit for self-employed people. "My...
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HelpWithMySocialSecurity.com is a blog intended to give you information on Social Security topics. Neither the blog, nor Jim Saulnier and Associates, LLC, are in any way approved, endorsed, or authorized by the Social Security Administration.
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Chris Stein, CFP®
- Jun 30
- 3 min
Timing Of Social Security Spousal and Survivorship Benefits
A reader from Kansas asks a question from a client regarding Social Security and the claiming of benefits. "I have a client who asked a...
190 views0 comments
Chris Stein, CFP®
- Jun 2
- 3 min
Will I Receive the Social Security COLA If I Haven't Claimed My Benefit?
A reader from North Carolina wonders if he will receive the Social Security Cost of Living Adjustment (COLA) for last year even if he has...
138 views0 comments
Chris Stein, CFP®
- Aug 12, 2022
- 3 min
Deemed Filing Social Security Benefits
A reader from Idaho asks about deeming when filing for Social Security benefits. "My wife and I are both retired and living well on our...
451 views0 comments
Chris Stein, CFP®
- Jul 1, 2022
- 6 min
Backdating Social Security Benefits
A reader from Washington State would like some clarity on backdating her Social Security benefits. “I am 70. I filed for Social Security...
578 views1 comment
Chris Stein, CFP®
- Jun 24, 2022
- 2 min
Cost-Of-Living Adjustment and PIAs
A reader wonders about cost-of-living adjustments (COLAs) to his Primary Insurance Amount (PIA) and his Social Security benefit. “With...
226 views0 comments
Chris Stein, CFP®
- May 27, 2022
- 1 min
Social Security Payroll Taxes
A reader from North Dakota asks about the percentage of Social Security tax being withheld from her paycheck. “What percentage is...
39 views0 comments
Chris Stein, CFP®
- Apr 15, 2022
- 4 min
Will My PIA Be Adjusted For Inflation?
A reader asks if his Primary Insurance Amount (PIA) will be adjusted for inflation while he delays his Social Security benefit to age 70....
2,109 views1 comment
Chris Stein, CFP®
- Aug 20, 2021
- 3 min
How the Windfall Elimination Provision (WEP) is Affected When Combining Retirement Benefits
A Missouri reader wonders about the Windfall Elimination Provision (WEP) if he combines non-Social Security and Social Security...
275 views0 comments
Chris Stein, CFP®
- Oct 9, 2020
- 5 min
COVID-19's Impact on Social Security
A reader would like to know about how COVID-19 will impact his Social Security benefits.
401 views1 comment
Chris Stein, CFP®
- Sep 25, 2020
- 5 min
Social Security, Roth Conversions, and an Elaboration on Ed Slott
A reader would like information on the impact on her own retirement benefit of claiming the survivor benefit from her deceased husband....
214 views0 comments
Chris Stein, CFP®
- Sep 4, 2020
- 2 min
How Do I Know Which Survivor Social Security Benefits to Claim?
A reader would like to know about claiming Social Security benefits on his deceased spouse's record. "My wife passed away last year. Can...
236 views0 comments
Chris Stein, CFP®
- Jul 24, 2020
- 4 min
Social Security Statements and Where to Find Your Estimated Benefits
Two people ask about Social Security Statements and where to find estimated benefits.
75 views0 comments
Chris Stein, CFP®
- Oct 18, 2019
- 3 min
Should I File Retroactively?
Many people wonder, “Should I file retroactively for Social Security Benefits?”. The question this week is from someone considering...
66 views
Chris Stein, CFP®
- Aug 23, 2019
- 3 min
Military Earnings Credit
This week, a question from a retired U.S. Marine who wants clarification on a Social Security earnings credit for military members: I...
30 views
Chris Stein, CFP®
- Jun 28, 2019
- 2 min
Filing for Social Security Benefits Retroactively
I recently received a question about filing retroactively for Social Security benefits: Am I eligible for one or six months of...
26 views
Chris Stein, CFP®
- Nov 27, 2018
- 1 min
2019 COLA Changes
2019 COLA Changes Well, the wait is over for the 2019 announcement on the cost of living adjustment (COLA) to Social Security. I have...
11 views
Chris Stein, CFP®
- Oct 30, 2018
- 1 min
Benefits Repayment After Withdrawing Your Application
I received the following question recently: “I need to repay my Social Security benefits after withdrawing my application. I filed in...
65 views
Chris Stein, CFP®
- May 15, 2018
- 2 min
Beware of Retroactive Benefits
A little issue has come to our attention with regard to the way Social Security offices process your application for benefits once you...
19 views0 comments
Chris Stein, CFP®
- Jan 30, 2018
- 2 min
Switching Social Security Disability Benefits to Retirement Benefits
The following multi-part question came in recently: “I am on SS disability benefits now. Next year I reach my full retirement age of...
70 views0 comments
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