Chris Stein, CFP®
The Social Security Earnings Limit For Self Employed Individuals
A reader from Texas looks for clarification on the rules surrounding the Social Security earnings limit for self-employed people. "My...
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HelpWithMySocialSecurity.com is a blog intended to give you information on Social Security topics. Neither the blog, nor Jim Saulnier and Associates, LLC, are in any way approved, endorsed, or authorized by the Social Security Administration.
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Chris Stein, CFP®
Jun 30, 20233 min read
Timing Of Social Security Spousal and Survivorship Benefits
A reader from Kansas asks a question from a client regarding Social Security and the claiming of benefits. "I have a client who asked a...
388 views0 comments
Chris Stein, CFP®
Jun 2, 20233 min read
Will I Receive the Social Security COLA If I Haven't Claimed My Benefit?
A reader from North Carolina wonders if he will receive the Social Security Cost of Living Adjustment (COLA) for last year even if he has...
189 views0 comments
Chris Stein, CFP®
Aug 12, 20223 min read
Deemed Filing Social Security Benefits
A reader from Idaho asks about deeming when filing for Social Security benefits. "My wife and I are both retired and living well on our...
849 views0 comments
Chris Stein, CFP®
Jul 1, 20226 min read
Backdating Social Security Benefits
A reader from Washington State would like some clarity on backdating her Social Security benefits. “I am 70. I filed for Social Security...
881 views1 comment
Chris Stein, CFP®
Jun 24, 20222 min read
Cost-Of-Living Adjustment and PIAs
A reader wonders about cost-of-living adjustments (COLAs) to his Primary Insurance Amount (PIA) and his Social Security benefit. “With...
247 views0 comments
Chris Stein, CFP®
May 27, 20221 min read
Social Security Payroll Taxes
A reader from North Dakota asks about the percentage of Social Security tax being withheld from her paycheck. “What percentage is...
50 views0 comments
Chris Stein, CFP®
Apr 15, 20224 min read
Will My PIA Be Adjusted For Inflation?
A reader asks if his Primary Insurance Amount (PIA) will be adjusted for inflation while he delays his Social Security benefit to age 70....
3,146 views1 comment
Chris Stein, CFP®
Aug 20, 20213 min read
How the Windfall Elimination Provision (WEP) is Affected When Combining Retirement Benefits
A Missouri reader wonders about the Windfall Elimination Provision (WEP) if he combines non-Social Security and Social Security...
300 views0 comments
Chris Stein, CFP®
Oct 9, 20205 min read
COVID-19's Impact on Social Security
A reader would like to know about how COVID-19 will impact his Social Security benefits.
406 views1 comment
Chris Stein, CFP®
Sep 25, 20205 min read
Social Security, Roth Conversions, and an Elaboration on Ed Slott
A reader would like information on the impact on her own retirement benefit of claiming the survivor benefit from her deceased husband....
222 views0 comments
Chris Stein, CFP®
Sep 4, 20202 min read
How Do I Know Which Survivor Social Security Benefits to Claim?
A reader would like to know about claiming Social Security benefits on his deceased spouse's record. "My wife passed away last year. Can...
253 views0 comments
Chris Stein, CFP®
Jul 24, 20204 min read
Social Security Statements and Where to Find Your Estimated Benefits
Two people ask about Social Security Statements and where to find estimated benefits.
101 views0 comments
Chris Stein, CFP®
Oct 17, 20193 min read
Should I File Retroactively?
Many people wonder, “Should I file retroactively for Social Security Benefits?”. The question this week is from someone considering...
79 views
Chris Stein, CFP®
Aug 22, 20193 min read
Military Earnings Credit
This week, a question from a retired U.S. Marine who wants clarification on a Social Security earnings credit for military members: I...
39 views
Chris Stein, CFP®
Jun 27, 20192 min read
Filing for Social Security Benefits Retroactively
I recently received a question about filing retroactively for Social Security benefits: Am I eligible for one or six months of...
31 views
Chris Stein, CFP®
Nov 27, 20181 min read
2019 COLA Changes
2019 COLA Changes Well, the wait is over for the 2019 announcement on the cost of living adjustment (COLA) to Social Security. I have...
14 views
Chris Stein, CFP®
Oct 30, 20181 min read
Benefits Repayment After Withdrawing Your Application
I received the following question recently: “I need to repay my Social Security benefits after withdrawing my application. I filed in...
115 views
Chris Stein, CFP®
May 15, 20182 min read
Beware of Retroactive Benefits
A little issue has come to our attention with regard to the way Social Security offices process your application for benefits once you...
23 views0 comments
Chris Stein, CFP®
Jan 30, 20182 min read
Switching Social Security Disability Benefits to Retirement Benefits
The following multi-part question came in recently: “I am on SS disability benefits now. Next year I reach my full retirement age of...
127 views0 comments
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