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HelpWithMySocialSecurity.com is a blog intended to give you information on Social Security topics. Neither the blog, nor Jim Saulnier and Associates, LLC, are in any way approved, endorsed, or authorized by the Social Security Administration.
Jim Saulnier and Associates, LLC is a retirement planning firm that can assist you with your Social Security concerns.
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Spousal Benefits and Inflation
A reader from Ohio asks how inflation adjustments apply when a reduced Social Security benefit converts to a spousal benefit.  “If my...
Chris Stein, CFP®
Mar 73 min read
22 views
0 comments
Applying for Child in Care Benefits
A reader from California wonders if his wife is eligible for Social Security while taking care of an adult disabled child if the reader...
Chris Stein, CFP®
Dec 6, 20244 min read
189 views
0 comments
Dual Citizenship and Benefit Payments
A reader from Michigan asks if dual citizenship will affect Social Security benefits. Â "Can I continue to receive my Social Security...
Chris Stein, CFP®
Nov 22, 20243 min read
525 views
0 comments
Survivor Benefits Under Special Circumstances
A reader from Illinois asks for advice on filing Social Security survivor benefits when the deceased spouse passed away before Full...
Chris Stein, CFP®
Oct 25, 20246 min read
213 views
0 comments
Do Stock Options Count Towards Social Security Earnings?
A reader from Washington wonders if stock options should be counted toward earnings when considering Social Security. “My husband retired...
Chris Stein, CFP®
Jan 26, 20244 min read
1,260 views
0 comments
Social Security Voluntary Suspension of Benefits
A reader from Colorado looks for clarification on the law regarding voluntary suspension of benefits. "I read the article "Delaying Your...
Chris Stein, CFP®
Nov 3, 20234 min read
176 views
0 comments
The Social Security Earnings Limit For Self Employed Individuals
A reader from Texas looks for clarification on the rules surrounding the Social Security earnings limit for self-employed people. "My...
Chris Stein, CFP®
Jul 28, 20236 min read
815 views
0 comments
Social Security COLAs For Ages 60-62
A reader from Michigan wonders about Social Security COLAs for ages 60-62 in high inflationary environments. "I was born in 1961, so my...
Chris Stein, CFP®
Sep 9, 20225 min read
3,582 views
3 comments
Backdating Social Security Benefits
A reader from Washington State would like some clarity on backdating her Social Security benefits. “I am 70. I filed for Social Security...
Chris Stein, CFP®
Jul 1, 20226 min read
1,047 views
1 comment
Estimated Monthly Benefits
A reader from Arizona has some questions about his estimated monthly benefits from Social Security. “I retired in mid-2019 and turned 67...
Chris Stein, CFP®
Jun 12, 20204 min read
344 views
1 comment
Child-In-Care Spousal Benefits: Can I Still Work?
A reader from Florida would like to know if she can still work if she files for child-in-care spousal benefits. “If I file for...
Chris Stein, CFP®
May 26, 20202 min read
1,216 views
Divorced Spousal Benefit: What If My Ex Hasn’t Claimed Benefits?
A reader asks about her Social Security divorced spousal benefit if her ex-spouse has not yet claimed his benefits but is turning 62....
Chris Stein, CFP®
Apr 24, 20203 min read
132 views
What if Social Security Made an Error?
A reader would like advice on what to do if Social Security has made an error and they don’t seem to be fixing it. “I found an error that...
Chris Stein, CFP®
Apr 10, 20203 min read
55 views
Separated but Filing for Divorce at the End of the 10-Year Mark
A reader asks about the Social Security rule of reaching your marital 10-year mark for divorced spouse benefits: if you’ve been separated...
Chris Stein, CFP®
Mar 27, 20202 min read
1,073 views
How Remarriage Might Affect Social Security Benefits
A reader wonders how remarriage might affect his Social Security benefits. “I’m considering getting married. I’m a 64-year-old widower,...
Chris Stein, CFP®
Mar 13, 20204 min read
78 views
The 10-Year Rule: Months Literally or Calendar Years?
Jim and Chris are asked to address the topic of the 10-year rule for spousal benefits: “I have a client that was married 9 years and 10...
Chris Stein, CFP®
Feb 28, 20202 min read
86 views
Can I Make Roth Contributions After Retirement?
A podcast listener asks some questions slightly off-topic from Social Security today: what qualifies as ‘earned’ income, and can he make...
Chris Stein, CFP®
Feb 14, 20204 min read
132 views
Filing Retroactively
A Texan couple looks for some clarification on their Social Security options and filing retroactively. “I am 58, and my husband is 61. We...
Chris Stein, CFP®
Jan 24, 20203 min read
37 views
If Social Security Projects a Reduced Payout in 2035, Should I Claim Early?
If Social Security projects a reduced payout in 2035 (possibly reducing it to 75%), should claimers apply for their benefits early? An...
Chris Stein, CFP®
Jan 9, 20204 min read
113 views
Should I Appeal a Skipped Benefit Check?
This week we have a Social Security question regarding whether to appeal a skipped benefit check , supposedly because the beneficiary...
Chris Stein, CFP®
Dec 27, 20193 min read
23 views
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