Chris Stein, CFP®
Social Security COLAs For Ages 60-62
A reader from Michigan wonders about Social Security COLAs for ages 60-62 in high inflationary environments. "I was born in 1961, so my...
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HelpWithMySocialSecurity.com is a blog intended to give you information on Social Security topics. Neither the blog, nor Jim Saulnier and Associates, LLC, are in any way approved, endorsed, or authorized by the Social Security Administration.
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Chris Stein, CFP®
- Jul 1, 2022
- 6 min
Backdating Social Security Benefits
A reader from Washington State would like some clarity on backdating her Social Security benefits. “I am 70. I filed for Social Security...
355 views1 comment
Chris Stein, CFP®
- Jun 12, 2020
- 4 min
Estimated Monthly Benefits
A reader from Arizona has some questions about his estimated monthly benefits from Social Security. “I retired in mid-2019 and turned 67...
324 views1 comment
Chris Stein, CFP®
- May 26, 2020
- 2 min
Child-In-Care Spousal Benefits: Can I Still Work?
A reader from Florida would like to know if she can still work if she files for child-in-care spousal benefits. “If I file for...
293 views
Chris Stein, CFP®
- Apr 23, 2020
- 3 min
Divorced Spousal Benefit: What If My Ex Hasn’t Claimed Benefits?
A reader asks about her Social Security divorced spousal benefit if her ex-spouse has not yet claimed his benefits but is turning 62....
81 views
Chris Stein, CFP®
- Apr 9, 2020
- 3 min
What if Social Security Made an Error?
A reader would like advice on what to do if Social Security has made an error and they don’t seem to be fixing it. “I found an error that...
47 views
Chris Stein, CFP®
- Mar 26, 2020
- 2 min
Separated but Filing for Divorce at the End of the 10-Year Mark
A reader asks about the Social Security rule of reaching your marital 10-year mark for divorced spouse benefits: if you’ve been separated...
81 views
Chris Stein, CFP®
- Mar 12, 2020
- 4 min
How Remarriage Might Affect Social Security Benefits
A reader wonders how remarriage might affect his Social Security benefits. “I’m considering getting married. I’m a 64-year-old widower,...
67 views
Chris Stein, CFP®
- Feb 27, 2020
- 2 min
The 10-Year Rule: Months Literally or Calendar Years?
Jim and Chris are asked to address the topic of the 10-year rule for spousal benefits: “I have a client that was married 9 years and 10...
21 views
Chris Stein, CFP®
- Feb 13, 2020
- 4 min
Can I Make Roth Contributions After Retirement?
A podcast listener asks some questions slightly off-topic from Social Security today: what qualifies as ‘earned’ income, and can he make...
107 views
Chris Stein, CFP®
- Jan 23, 2020
- 3 min
Filing Retroactively
A Texan couple looks for some clarification on their Social Security options and filing retroactively. “I am 58, and my husband is 61. We...
35 views
Chris Stein, CFP®
- Jan 9, 2020
- 4 min
If Social Security Projects a Reduced Payout in 2035, Should I Claim Early?
If Social Security projects a reduced payout in 2035 (possibly reducing it to 75%), should claimers apply for their benefits early? An...
95 views
Chris Stein, CFP®
- Dec 26, 2019
- 3 min
Should I Appeal a Skipped Benefit Check?
This week we have a Social Security question regarding whether to appeal a skipped benefit check , supposedly because the beneficiary...
17 views
Chris Stein, CFP®
- Dec 12, 2019
- 3 min
Claiming Spousal Benefits
This week, we have a question from a husband wanting to know about claiming spousal benefits: can his wife claim spousal benefits before...
83 views
Chris Stein, CFP®
- Nov 28, 2019
- 3 min
Child-in-Care Spousal Benefits
This week we are catching up on interesting unanswered questions from the past: here is one asked in September 2018 about child-in-care...
53 views
Chris Stein, CFP®
- Nov 14, 2019
- 4 min
Can You Minimize the Impact of GPO?
The question this week is from someone asking how to minimize the impact of GPO on his wife’s non-covered pension and his Social Security...
70 views
Chris Stein, CFP®
- Oct 31, 2019
- 2 min
Transitioning from Disability to Full Retirement Age
This week we have a question from someone curious about the timing of the transition from Social Security Disability to Full Retirement...
45 views
Chris Stein, CFP®
- Oct 17, 2019
- 3 min
Should I File Retroactively?
Many people wonder, “Should I file retroactively for Social Security Benefits?”. The question this week is from someone considering...
55 views
Chris Stein, CFP®
- Oct 3, 2019
- 3 min
How Remarrying Affects Survivor Benefits
This week the question is from a young widow wondering how remarrying affects Survivor Benefits from her deceased husband’s Social...
158 views
Chris Stein, CFP®
- Sep 19, 2019
- 3 min
Filing a Restricted Application
The question this week is about two different Social Security concepts: filing a restricted application and employing the...
46 views
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