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HelpWithMySocialSecurity.com is a blog intended to give you information on Social Security topics. Neither the blog, nor Jim Saulnier and Associates, LLC, are in any way approved, endorsed, or authorized by the Social Security Administration.
Jim Saulnier and Associates, LLC is a retirement planning firm that can assist you with your Social Security concerns.

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Retroactive Social Security Benefits
A reader from Massachusetts looks for clarification on his retroactive Social Security benefit. “My age is 67 + 2 months. I am...

Chris Stein, CFP®
Oct 21, 20222 min read
510 views
0 comments


Social Security Benefit Calculators
A reader from Texas asks where to find good Social Security benefits calculators. "My sister needs to work for two more years to reach 40...

Chris Stein, CFP®
Oct 7, 20223 min read
548 views
1 comment


Social Security Earnings Before Age 22
A reader from Connecticut asks about counting Social Security earnings before age 22. “I see other references to counting earnings from...

Chris Stein, CFP®
Sep 23, 20224 min read
265 views
0 comments


Social Security COLAs For Ages 60-62
A reader from Michigan wonders about Social Security COLAs for ages 60-62 in high inflationary environments. "I was born in 1961, so my...

Chris Stein, CFP®
Sep 9, 20225 min read
3,662 views
3 comments


Updating An Address On Your Social Security Card
A reader from Kansas asks how she can change the address on her Social Security card. “How can I change my address? I also need a new...

Chris Stein, CFP®
Aug 26, 20222 min read
74 views
0 comments


Deemed Filing Social Security Benefits
A reader from Idaho asks about deeming when filing for Social Security benefits. "My wife and I are both retired and living well on our...

Chris Stein, CFP®
Aug 12, 20223 min read
1,020 views
0 comments


Rules Surrounding Spousal Social Security Benefits
A reader from Connecticut asks about the rules surrounding when to claim a spousal Social Security benefit. "My husband is one year...

Chris Stein, CFP®
Jul 29, 20225 min read
505 views
0 comments


Social Security Maximum Deferred Credits
A reader from Indiana looks for advice on the exact month he should file for his Social Security retirement benefit to get the maximum...

Chris Stein, CFP®
Jul 15, 20225 min read
503 views
1 comment


Backdating Social Security Benefits
A reader from Washington State would like some clarity on backdating her Social Security benefits. “I am 70. I filed for Social Security...

Chris Stein, CFP®
Jul 1, 20226 min read
1,102 views
1 comment


Cost-Of-Living Adjustment and PIAs
A reader wonders about cost-of-living adjustments (COLAs) to his Primary Insurance Amount (PIA) and his Social Security benefit. “With...

Chris Stein, CFP®
Jun 24, 20222 min read
273 views
0 comments


Including Additional Years Of Work For Social Security
A reader wonders if his brother, who didn't initially pay into Social Security, will be allowed to include additional years of work...

Chris Stein, CFP®
Jun 10, 20223 min read
206 views
0 comments


Social Security Payroll Taxes
A reader from North Dakota asks about the percentage of Social Security tax being withheld from her paycheck. “What percentage is...

Chris Stein, CFP®
May 27, 20221 min read
50 views
0 comments


Pension Survivor Benefits Reducing Social Security Benefit
A reader from Massachusetts looks for clarification on whether survivorship benefits from his spouse's pension will reduce his Social...

Chris Stein, CFP®
May 13, 20224 min read
266 views
0 comments


Will My PIA Be Adjusted For Inflation?
A reader asks if his Primary Insurance Amount (PIA) will be adjusted for inflation while he delays his Social Security benefit to age 70....

Chris Stein, CFP®
Apr 15, 20224 min read
3,682 views
1 comment


Clarification On A Potential Social Security Spousal Benefit
A reader from Michigan looks for clarification on the potential spousal benefit for his wife. I am a 65-year-old anesthesiologist. God...

Chris Stein, CFP®
Apr 1, 20223 min read
497 views
0 comments


Social Security Taxation and Allowable Deductions
A reader from Ohio asks for clarification regarding 2021 Social Security taxation and allowable deductions. Today I sat down to do my...

Chris Stein, CFP®
Mar 18, 20223 min read
1,004 views
1 comment


Social Security Child-In-Care Spousal Benefits.
A reader from Oregon asks for clarification regarding Social Security's Child-In-Care spousal benefit. I'm doing some research for a...

Chris Stein, CFP®
Feb 4, 20224 min read
8,179 views
3 comments


How Can I Claim A Social Security Survivor Benefit?
A reader from Washington asks about claiming a Social Security survivor benefit. My wife passed away in 2010 at the age of 52. I am now...

Chris Stein, CFP®
Jan 21, 20223 min read
355 views
0 comments


Searching For The Optimal Social Security Claiming Strategy
A reader from Idaho asks for advice on the optimal Social Security claiming strategy for himself and his wife. "I plan on taking SS at my...

Chris Stein, CFP®
Jan 7, 20224 min read
844 views
0 comments


Social Security Survivorship Benefits and Government Pension Clarification
A reader from Massachusetts asks about survivorship benefits, his spouse’s pension and his Social Security retirement benefit. “My wife...

Chris Stein, CFP®
Dec 24, 20212 min read
160 views
1 comment
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