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HelpWithMySocialSecurity.com is a blog intended to give you information on Social Security topics. Neither the blog, nor Jim Saulnier and Associates, LLC, are in any way approved, endorsed, or authorized by the Social Security Administration.
Jim Saulnier and Associates, LLC is a retirement planning firm that can assist you with your Social Security concerns.

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Withdrawing Your Social Security Application
In the past we have mentioned how important it is to fully consider all the ramifications of your choice of when to file for Social...

Chris Stein, CFP®
Feb 27, 20182 min read
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COLA and DRC – When Are They Applied?
This week we received a question that is effectively a two for one since the question involves the difference in the application of COLAs...

Chris Stein, CFP®
Feb 20, 20182 min read
191 views
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Disability and Survivor Benefits
We received the following question regarding Social Security Disability and Survivor benefits recently: “My spouse receives Social...

Chris Stein, CFP®
Feb 13, 20182 min read
18 views
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Waiting for Credits to be Applied
This week we received a question about the timing of becoming “insured” in the Social Security system. Reaching insured status grants...

Chris Stein, CFP®
Feb 6, 20183 min read
11 views
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Switching Social Security Disability Benefits to Retirement Benefits
The following multi-part question came in recently: “I am on SS disability benefits now. Next year I reach my full retirement age of...

Chris Stein, CFP®
Jan 30, 20182 min read
158 views
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Question on CSRS and WEP
The Civil Service Retirement System (CSRS) is a defined benefit pension plan available to those who worked for the federal government...

Chris Stein, CFP®
Jan 23, 20183 min read
125 views
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Earnings Test and GPO
We recently received the following question that relates to both the Earnings Test and the Government Pension Offset (GPO). “My sister...

Chris Stein, CFP®
Jan 16, 20182 min read
16 views
0 comments


Missed Social Security Payments
A reader recently asked the following question about claiming missed Social Security payments: “I am trying to help a friend who is a...

Chris Stein, CFP®
Jan 9, 20182 min read
19 views
0 comments


Question on Switching from Survivor Benefits
The advantages to claiming survivor benefits versus your own benefits can be confusing. We recently received the following question from...

Chris Stein, CFP®
Jan 2, 20181 min read
65 views
0 comments


Happy Holidays!
We’re taking a break this week to spend some time with family and friends for the holiday. We’ll be back next week with a new post. Hope...

Chris Stein, CFP®
Dec 26, 20171 min read
16 views
0 comments


Question on the Earnings Test in the Grace Year
We received the following question on the Social Securyt earnings test last week: “I turned 65 on July 8 of 2017. Retired from my job and...

Chris Stein, CFP®
Dec 19, 20172 min read
33 views
0 comments


Question on Spousal Benefit Reduction
We received the following question regarding trhe Social Security spousal benefit recently from one of our podcast listeners… “What is...

Chris Stein, CFP®
Dec 12, 20173 min read
16 views
0 comments


Final Social Security Payment
We received the following question from a reader this week regarding a Social Security payment made to someone who is deceased: “My...

Chris Stein, CFP®
Dec 5, 20171 min read
14 views
0 comments


Filing Strategies for Spouses With Large Age Differences
What are the options for Social Security filing strategies when spouses have a large age difference? Limited Choices There are more...

Chris Stein, CFP®
Nov 28, 20173 min read
37 views
0 comments


Happy Thanksgiving!
We hope you have a wonderful Thanksgiving holiday with your family and friends! We’ll be back next week with another Social Security blog...

Chris Stein, CFP®
Nov 21, 20171 min read
13 views
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Representative Payee Basics
For those people needing assistance managing their finances while receiving Social Security benefits the SSA has a program where another...

Chris Stein, CFP®
Nov 14, 20173 min read
12 views
0 comments


Switching Survivor Benefits
We had the following question on Social Security survivor benefits come in this past week from a blog reader… “My mother is 69 years old...

Chris Stein, CFP®
Nov 7, 20172 min read
14 views
0 comments


Qualifying as a Spouse for Benefits
Strangely enough, there are rules that determine who qualifies as a spouse for purposes of qualifying for Social Security Spousal...

Chris Stein, CFP®
Oct 31, 20172 min read
14 views
0 comments


Question on Retroactive Benefits
The following question came in from a blog reader: “I am confused by Social Security retroactive benefits. I went in recently to file...

Chris Stein, CFP®
Oct 24, 20172 min read
20 views
0 comments


The COLA is Coming! The COLA is Coming!
Well, the wait is over for the 2018 announcement on the cost of living adjustment (COLA) to Social Security. Less than one hour ago (as...

Chris Stein, CFP®
Oct 17, 20171 min read
15 views
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