Chris Stein, CFP®
Earnings Test for Auxiliary Benefits
A reader from North Dakota wonders if his children's Social Security benefits will be reduced by him working longer. "If I retire at 62...
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HelpWithMySocialSecurity.com is a blog intended to give you information on Social Security topics. Neither the blog, nor Jim Saulnier and Associates, LLC, are in any way approved, endorsed, or authorized by the Social Security Administration.
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Chris Stein, CFP®
- Jun 28
- 8 min
Clarification On Social Security Benefits Statement
A reader and fellow advisor looks for clarification on a client's Social Security benefits statement. On all of my clients' "Your Social...
64 views0 comments
Chris Stein, CFP®
- May 17
- 4 min
Timing and Strategies For Survivorship Benefits
A reader from Ohio asks about timing strategies behind claiming a Social Security survivor benefit. "I have a Social Security survivor...
101 views0 comments
Chris Stein, CFP®
- May 3
- 3 min
Will Canadian Earnings Affect My Social Security Benefit?
A reader from Washington wonders if his Social Security benefits will be affected by his earnings in Canada. “I am 60 years old. I worked...
40 views0 comments
Chris Stein, CFP®
- Mar 8
- 4 min
Social Security Survivorship & Child-In-Care Benefits
A reader from Oklahoma asks about his mother's ability to claim Social Security survivor and child-in-care benefits. "My dad just passed...
156 views0 comments
Chris Stein, CFP®
- Feb 23
- 3 min
Social Security Maximum Earnings On Statement
A reader from Georgia is looking for clarification on the maximum taxable earnings regarding her husband's Social Security Statement. "My...
122 views0 comments
Chris Stein, CFP®
- Jan 26
- 4 min
Do Stock Options Count Towards Social Security Earnings?
A reader from Washington wonders if stock options should be counted toward earnings when considering Social Security. “My husband retired...
522 views0 comments
Chris Stein, CFP®
- Dec 29, 2023
- 5 min
Paying Back Social Security Benefits
A reader from Mississippi asks if his wife will have to pay back her Social Security benefit after returning to work. "My wife retired in...
85 views0 comments
Chris Stein, CFP®
- Nov 17, 2023
- 4 min
Maximizing Social Security Survivor Benefits
A reader from the State of Washington asks about the best strategy for maximizing his wife’s Social Security survivor benefits. “I am...
318 views0 comments
Chris Stein, CFP®
- Nov 3, 2023
- 4 min
Social Security Voluntary Suspension of Benefits
A reader from Colorado looks for clarification on the law regarding voluntary suspension of benefits. "I read the article "Delaying Your...
85 views0 comments
Chris Stein, CFP®
- Sep 22, 2023
- 7 min
Social Security Optimization Tools
A reader from Michigan asks for the best free and paid Social Security claiming optimization tools. "Over the years, you have referenced...
289 views0 comments
Chris Stein, CFP®
- Sep 8, 2023
- 5 min
Social Security Survivor and Personal Benefits
A reader from Washington seeks clarification on claiming a Social Security survivor benefit and the timing of claiming her own benefit....
150 views0 comments
Chris Stein, CFP®
- Jul 28, 2023
- 6 min
The Social Security Earnings Limit For Self Employed Individuals
A reader from Texas looks for clarification on the rules surrounding the Social Security earnings limit for self-employed people. "My...
385 views0 comments
Chris Stein, CFP®
- Jul 14, 2023
- 2 min
Claiming A Benefit Before Age 70
A local Colorado reader wonders how she can begin claiming a Social Security survivor benefit until claiming her own full benefit at age...
179 views0 comments
Chris Stein, CFP®
- Jun 30, 2023
- 3 min
Timing Of Social Security Spousal and Survivorship Benefits
A reader from Kansas asks a question from a client regarding Social Security and the claiming of benefits. "I have a client who asked a...
378 views0 comments
Chris Stein, CFP®
- Jun 2, 2023
- 3 min
Will I Receive the Social Security COLA If I Haven't Claimed My Benefit?
A reader from North Carolina wonders if he will receive the Social Security Cost of Living Adjustment (COLA) for last year even if he has...
182 views0 comments
Chris Stein, CFP®
- May 19, 2023
- 3 min
Social Security Survivorship Benefit at Husbands Age 62
A reader from Pennsylvania wonders what her Social Security survivorship benefit would be if her husband claimed benefits early at age...
676 views0 comments
Chris Stein, CFP®
- Apr 7, 2023
- 5 min
Social Security and A Sisters Ability To Claim A Benefit
A reader in Georgia asks a couple of questions about his sister’s ability to claim a Social Security benefit. “My question is about my...
125 views0 comments
Chris Stein, CFP®
- Mar 24, 2023
- 2 min
Answering Social Security Survivor Benefit Questions
A reader from New York asks if claiming a spousal benefit before Full Retirement Age (FRA) reduces the survivor benefit amount and what...
206 views0 comments
Chris Stein, CFP®
- Nov 4, 2022
- 3 min
Social Security Survivor Benefits and Delayed Benefits
A reader from Kentucky wonders if he can claim a Social Security survivor benefit while delaying his own benefit to age 70. “I have two...
693 views0 comments
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