Chris Stein, CFP®
Social Security Optimization Tools
A reader from Michigan asks for the best free and paid Social Security claiming optimization tools. "Over the years, you have referenced...
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HelpWithMySocialSecurity.com is a blog intended to give you information on Social Security topics. Neither the blog, nor Jim Saulnier and Associates, LLC, are in any way approved, endorsed, or authorized by the Social Security Administration.
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Chris Stein, CFP®
- Sep 8
- 5 min
Social Security Survivor and Personal Benefits
A reader from Washington seeks clarification on claiming a Social Security survivor benefit and the timing of claiming her own benefit....
11 views0 comments
Chris Stein, CFP®
- Jul 28
- 6 min
The Social Security Earnings Limit For Self Employed Individuals
A reader from Texas looks for clarification on the rules surrounding the Social Security earnings limit for self-employed people. "My...
55 views0 comments
Chris Stein, CFP®
- Jul 14
- 2 min
Claiming A Benefit Before Age 70
A local Colorado reader wonders how she can begin claiming a Social Security survivor benefit until claiming her own full benefit at age...
72 views0 comments
Chris Stein, CFP®
- Jun 30
- 3 min
Timing Of Social Security Spousal and Survivorship Benefits
A reader from Kansas asks a question from a client regarding Social Security and the claiming of benefits. "I have a client who asked a...
190 views0 comments
Chris Stein, CFP®
- Jun 2
- 3 min
Will I Receive the Social Security COLA If I Haven't Claimed My Benefit?
A reader from North Carolina wonders if he will receive the Social Security Cost of Living Adjustment (COLA) for last year even if he has...
138 views0 comments
Chris Stein, CFP®
- May 19
- 3 min
Social Security Survivorship Benefit at Husbands Age 62
A reader from Pennsylvania wonders what her Social Security survivorship benefit would be if her husband claimed benefits early at age...
182 views0 comments
Chris Stein, CFP®
- Apr 7
- 5 min
Social Security and A Sisters Ability To Claim A Benefit
A reader in Georgia asks a couple of questions about his sister’s ability to claim a Social Security benefit. “My question is about my...
106 views0 comments
Chris Stein, CFP®
- Mar 24
- 2 min
Answering Social Security Survivor Benefit Questions
A reader from New York asks if claiming a spousal benefit before Full Retirement Age (FRA) reduces the survivor benefit amount and what...
171 views0 comments
Chris Stein, CFP®
- Nov 4, 2022
- 3 min
Social Security Survivor Benefits and Delayed Benefits
A reader from Kentucky wonders if he can claim a Social Security survivor benefit while delaying his own benefit to age 70. “I have two...
449 views0 comments
Chris Stein, CFP®
- Oct 21, 2022
- 2 min
Retroactive Social Security Benefits
A reader from Massachusetts looks for clarification on his retroactive Social Security benefit. “My age is 67 + 2 months. I am...
364 views0 comments
Chris Stein, CFP®
- Oct 7, 2022
- 3 min
Social Security Benefit Calculators
A reader from Texas asks where to find good Social Security benefits calculators. "My sister needs to work for two more years to reach 40...
472 views1 comment
Chris Stein, CFP®
- Sep 23, 2022
- 4 min
Social Security Earnings Before Age 22
A reader from Connecticut asks about counting Social Security earnings before age 22. “I see other references to counting earnings from...
215 views0 comments
Chris Stein, CFP®
- Sep 9, 2022
- 5 min
Social Security COLAs For Ages 60-62
A reader from Michigan wonders about Social Security COLAs for ages 60-62 in high inflationary environments. "I was born in 1961, so my...
2,879 views3 comments
Chris Stein, CFP®
- Aug 26, 2022
- 2 min
Updating An Address On Your Social Security Card
A reader from Kansas asks how she can change the address on her Social Security card. “How can I change my address? I also need a new...
57 views0 comments
Chris Stein, CFP®
- Aug 12, 2022
- 3 min
Deemed Filing Social Security Benefits
A reader from Idaho asks about deeming when filing for Social Security benefits. "My wife and I are both retired and living well on our...
451 views0 comments
Chris Stein, CFP®
- Jul 29, 2022
- 5 min
Rules Surrounding Spousal Social Security Benefits
A reader from Connecticut asks about the rules surrounding when to claim a spousal Social Security benefit. "My husband is one year...
432 views0 comments
Chris Stein, CFP®
- Jul 15, 2022
- 5 min
Social Security Maximum Deferred Credits
A reader from Indiana looks for advice on the exact month he should file for his Social Security retirement benefit to get the maximum...
462 views1 comment
Chris Stein, CFP®
- Jul 1, 2022
- 6 min
Backdating Social Security Benefits
A reader from Washington State would like some clarity on backdating her Social Security benefits. “I am 70. I filed for Social Security...
578 views1 comment
Chris Stein, CFP®
- Jun 24, 2022
- 2 min
Cost-Of-Living Adjustment and PIAs
A reader wonders about cost-of-living adjustments (COLAs) to his Primary Insurance Amount (PIA) and his Social Security benefit. “With...
226 views0 comments
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