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HelpWithMySocialSecurity.com is a blog intended to give you information on Social Security topics. Neither the blog, nor Jim Saulnier and Associates, LLC, are in any way approved, endorsed, or authorized by the Social Security Administration.
Jim Saulnier and Associates, LLC is a retirement planning firm that can assist you with your Social Security concerns.

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Don’t Trust Your Social Security Benefit Estimate
Those of us who have been working for quite some time were accustomed to receiving a Social Security statement every year that reported...

Chris Stein, CFP®
Oct 18, 20163 min read


Recommended Improvements to Social Security Claiming Process
Social Security Claiming Process In September of 2016 the U.S Government Accountability Office (GAO) released a report on the Social...

Chris Stein, CFP®
Oct 11, 20162 min read


Full Retirement Age For Survivor Benefits
Sometimes things that look simple and easy to understand can have a hidden “but” or two that makes them a little more confusing and...

Chris Stein, CFP®
Oct 4, 20162 min read


Overcoming Privacy Concerns With Divorced Spouse Benefits
As our long time blog listeners/ readers know, divorced spouses are entitled to receive benefits on their ex-spouse’s earnings if certain...

Chris Stein, CFP®
Sep 27, 20163 min read


When Can You Claim Your Social Security Retirement Benefit?
Simply put, you can claim your Social Security retirement benefit any time after you turn 62. However, since this is Social Security...

Chris Stein, CFP®
Sep 20, 20162 min read


Spousal Benefits Without the Wait
This is a follow up to a blog post from June 8th, 2016 entitled “Who Qualifies as a Spouse for Benefits?” As it turns out, there is...

Chris Stein, CFP®
Sep 13, 20162 min read


What Is the Social Security First Year Rule?
Long-time readers of our blog probably know if you retire before your Full Retirement Age (FRA), which for most people today is sometime...

Chris Stein, CFP®
Sep 6, 20163 min read


Beware – Retroactive Benefits
A little issue has come to our attention with regard to the way Social Security offices process your application for benefits once you...

Chris Stein, CFP®
Aug 30, 20162 min read


What Are Retroactive Benefits?
Have you heard of Social Security Retroactive Benefits? Most people know you can apply for your Social Security benefits as early as age...

Chris Stein, CFP®
Aug 23, 20163 min read


Social Security Drops Cell Phone Requirement
Let today’s post be a lesson in staying up to date with Social Security rules and regulations. Readers of last week’s post learned that...

Chris Stein, CFP®
Aug 16, 20161 min read


Cell Phone Required to Access Social Security Account
As of July 30th, the Social Security Administration requires people to have a cell phone attached to their online Social Security account...

Chris Stein, CFP®
Aug 9, 20162 min read


How to Fix Errors in Your Earnings Record
The Social Security Administration tracks hundreds of millions of records. Even with a very small error rate, the chance there is a...

Chris Stein, CFP®
Aug 2, 20162 min read


Social Security Benefit Reduction For Claiming Early
Today we discuss the Social Security benefit reduction as a result of claiming your retirement benefit prior to your full retirement age...

Chris Stein, CFP®
Jul 26, 20162 min read


Proposed Changes to the Windfall Elimination Provision (WEP)
A few proposals for changes to Social Security seem to be gaining momentum. One of these is to change the Windfall Elimination Provision...

Chris Stein, CFP®
Jul 19, 20163 min read


Working After Retirement
Working prior to claiming Social Security (SS) Retirement Benefits in a job that participates in the SS system generally will increase...

Chris Stein, CFP®
Jul 12, 20162 min read


Yes Virginia, There Is File and Suspend
With the furor over Social Security changes from the 2015 Bipartisan Budget Act many people have only a partial understanding of the...

Chris Stein, CFP®
Jul 5, 20162 min read


Underestimating Your Social Security Estimated Benefits
We’ve talked about it before, so hopefully you already know that you can log on to the Social Security website to access your account. ...

Chris Stein, CFP®
Jun 28, 20162 min read


Social Security Claiming Options
Most people can first claim their Social Security retirement benefit at age 62, which is younger than the Full Retirement Age (FRA). The...

Chris Stein, CFP®
Jun 21, 20161 min read


When Will My Social Security Check Arrive?
Social Security Check OK… technically the Social Security Administration (SSA) doesn’t send checks out any more; they use electronic...

Chris Stein, CFP®
Jun 14, 20162 min read


Who Qualifies as a Spouse for Benefits?
Strangely enough, there are rules that determine who qualifies as a spouse for purposes of qualifying for Social Security Spousal...

Chris Stein, CFP®
Jun 7, 20162 min read
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