• Newsletter
    Interested in receiving timely and informative Social Security, Medicare, Retirement and IRA information right in your in-box? Jim and Chris make it easy with their free, monthly, email newsletter. Each issue contains information and insight pre and post retirees will find invaluable. Click here to begin receiving your copy today!
  • Facebook

    The weather is getting warmer and I'm looking forward to being able to get my plants in the garden soon. They're coming along nicely! ... See MoreSee Less

    View on Facebook
  • Twitter
  • HelpWithMySocialSecurity.com is a blog intended to give you information on Social Security topics. Neither the blog, nor Jim Saulnier and Associates, LLC, are in any way approved, endorsed, or authorized by the Social Security Administration. Jim Saulnier and Associates, LLC is a retirement planning firm that can assist you with your Social Securiy concerns.

  • featured

    Benefit Adjustments at Full Retirement Age

    Reader question:  “I will be 66 next July. I want to begin collecting Social Security

    featured

    Correcting Errors in Your Earnings Record

    The Social Security Administration tracks hundreds of millions of records.  Even with a very small

    featured

    Timing of Earnings Test

    Another great question from a reader this week: “Regarding earnings test, can you please clarify the

    featured

    What Counts as Earnings

    Question from reader: “In one of your post you write; 'You are exposed to the

    featured

    Calculation of WEP

    Question from reader: “I've been reading your blog and enjoy how far reaching on SSA it

    featured

    Earnings Test and Spousal Benefits

    We had a great question regarding the earnings test and spousal benefits from our email

    featured

    Spousal Benefits

    From the email bag this week, we have a question regarding spousal benefits: “My year of

    featured

    Student Loans and Social Security

    Student loan debt is usually thought of as a younger person’s issue, but a new

  • Earnings test
    watermark

    Reader question:  “I will be 66 next July. I want to begin collecting Social Security in January, if possible. I believe that I can begin receiving benefits in January, minus roughly 3.3%, per SSA formula. Then, beginning in July,...

    correcting earnings records
    watermark

    The Social Security Administration tracks hundreds of millions of records.  Even with a very small error rate, the chance there is a glitch or error in your record is there.  The most common error is for earnings to not...

    Timing of Earnings Test
    watermark

    Another great question from a reader this week: “Regarding earnings test, can you please clarify the timing and mechanics? I cannot determine if the earnings test uses previous year’s income or current year’s income. It seems like the earnings test...

    watermark

    Question from reader: “In one of your post you write; 'You are exposed to the Earnings Test that will reduce your benefit if you earn more than a specific amount each year before your FRA. Once you reach FRA...

    Read more →

  • Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524
    © 2018 Jim Saulnier, LLC. All rights reserved.

    Ed Slott Advisor recognition requires an advisor to be well versed on the rules and regulations regarding IRAs.
    The advisor must attend two live training sessions and pass two written exams annually to remain in the program.

    Jim Saulnier, Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC to residents of: CO, IA, IN, MA, NY, TN, TX, WI and WY. No offers may be made to or accepted from any resident outside the specific states mentioned. Jim Saulnier, Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Financial Planning services offered through Jim Saulnier and Associates, LLC., a Registered Investment Advisor. Cambridge and Jim Saulnier & Associates, LLC are not affiliated.

    Theme by Theme Flames, powered by Wordpress.