• Newsletter
    Interested in receiving timely and informative Social Security, Medicare, Retirement and IRA information right in your in-box? Jim and Chris make it easy with their free, monthly, email newsletter. Each issue contains information and insight pre and post retirees will find invaluable. Click here to begin receiving your copy today!
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    A recent hike to Isabelle Glacier in the Indian Peaks
    Wilderness. This photo is me at the lake. The glacier is above in the mountains. We climbed to it.
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    The Retirement and IRA Show heard from some new people recently! We received emails from RI, KS, WY and UT. Chris is happy we got to update the map! ... See MoreSee Less

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  • The budget bill that was passed by Congress and signed into law by the President on November 2, 2015 has major implications for some Social Security claiming strategies! All information in this blog pertaining to Restricted Applications or File-and-Suspend strategies that were posted prior to Nov. 2, 2015 may no longer be accurate. We strive to bring you the most up-to-date Social Security information and will be blogging extensively on these recent changes to Social Security. If you are unsure if the changes will affect you, please see the Effective Dates and Claiming Deadlines chart on our Resources page or feel free to call or email us with any questions.

  • featured

    The COLA is Coming! The COLA is Coming!

    Well, the wait is over for the 2018 announcement on the cost of living adjustment

    featured

    Question on Earning Quarters or Credits

    This week we received a question about our past blog post entitled When is a

    featured

    Question on Delayed Retirement Credits

    Today we have a question from a reader about a past blog post.  Back in

    featured

    Many Will Lose the 2018 COLA

    The good news this year is it appears that there will be a relatively large

    featured

    New Medicare Cards Coming

    The Centers for Medicare and Medicaid Services (CMS) announced earlier this month that they will

    featured

    Student Loan Debt and Social Security

    Student loan debt is usually thought of as a younger person's issue, but a new

    featured

    Question on Family Maximum

    We received an interesting email question this week that covers a couple confusing elements of

    featured

    How to Withdraw Your Social Security Application

    Should you file your Social Security application at age 62? Age 67? Age 70? You

  • COLA
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    Well, the wait is over for the 2018 announcement on the cost of living adjustment (COLA) to Social Security.  Less than one hour ago (as I write this) the SSA released the 2018 COLA numbers.  I have summarized the...

    quarters of coverage
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    This week we received a question about our past blog post entitled When is a Quarter not a Quarter?.  In that post I discussed a little known issue with earning “quarters or coverage” for becoming fully insured in...

    delayed retirement credits
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    Today we have a question from a reader about a past blog post.  Back in May, 2017 I posted an article describing exactly how the Delayed Retirement Credits are applied to your SS retirement benefit when you have...

    COLA
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    The good news this year is it appears that there will be a relatively large (compared to recent years) Cost of Living Adjustment (COLA) coming for 2018 Social Security benefits.  These COLAs are based on inflation as measured by...

    Read more →

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