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  • HelpWithMySocialSecurity.com is a blog intended to give you information on Social Security topics. Neither the blog, nor Jim Saulnier and Associates, LLC, are in any way approved, endorsed, or authorized by the Social Security Administration. Jim Saulnier and Associates, LLC is a retirement planning firm that can assist you with your Social Securiy concerns.

  • featured

    Timing of Earnings Test

    Question from a reader this week: “Regarding earnings test, can you please clarify the timing and

    September 26th | by Julia

    featured

    What Counts as Earnings

    Question from reader: “In one of your post you write; 'You are exposed to the

    featured

    Calculation of WEP

    Question from reader: “I've been reading your blog and enjoy how far reaching on SSA it

    featured

    Earnings Test and Spousal Benefits

    We had a great question regarding the earnings test and spousal benefits from our email

    featured

    Spousal Benefits

    From the email bag this week, we have a question regarding spousal benefits: “My year of

    featured

    Student Loans and Social Security

    Student loan debt is usually thought of as a younger person’s issue, but a new

    featured

    Converting Spousal Benefits to Survivor Benefits

    This next question is something we have not really addressed directly before regarding spousal and

    featured

    Delayed Claiming and Retroactive Benefits

    Another good question regarding delayed claiming and retroactive benefits has come in from our listeners

  • Timing of Earnings Test
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    Question from a reader this week: “Regarding earnings test, can you please clarify the timing and mechanics? I cannot determine if the earnings test uses previous year’s income or current year’s income. It seems like the earnings test would be...

    September 26, 2018 | by 
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    Question from reader: “In one of your post you write; 'You are exposed to the Earnings Test that will reduce your benefit if you earn more than a specific amount each year before your FRA. Once you reach FRA...

    WEP calculations
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    Question from reader: “I've been reading your blog and enjoy how far reaching on SSA it covers. That said I'm confused on one area and that is WEP. I'm 61. My non-SSA pension is $1298 a month. I have 28...

    Earnings test
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    We had a great question regarding the earnings test and spousal benefits from our email box this week: “I am 66 (FRA), the higher earner, and plan to delay taking my benefit until 70. We think my wife, age 64,...

    Read more →

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