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    Interested in receiving timely and informative Social Security, Medicare, Retirement and IRA information right in your in-box? Jim and Chris make it easy with their free, monthly, email newsletter. Each issue contains information and insight pre and post retirees will find invaluable. Click here to begin receiving your copy today!
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  • HelpWithMySocialSecurity.com is a blog intended to give you information on Social Security topics. Neither the blog, nor Jim Saulnier and Associates, LLC, are in any way approved, endorsed, or authorized by the Social Security Administration. Jim Saulnier and Associates, LLC is a retirement planning firm that can assist you with your Social Securiy concerns.

  • featured

    Overcoming Privacy Concerns With Divorced Spouse Benefits

    As our long-time blog listeners/readers know, divorced spouses are entitled to receive benefits on their

    featured

    Benefit Calculation Before Full Retirement Age

    The following question arrived this week: “I turned 63 in September 2018. I stopped working at

    featured

    Benefits Repayment After Withdrawing Your Application

    I received the following question recently: “I need to repay my Social Security benefits after withdrawing

    featured

    Claiming Survivor Benefits

    Reader question:  “I am 58 years old and work full time. My spouse passed away

    featured

    Receiving Benefits While Abroad

    Reader question:  “I will be in Romania for several years.  If I open a bank

    featured

    Benefit Adjustments at Full Retirement Age

    Reader question:  “I will be 66 next July. I want to begin collecting Social Security

    featured

    Correcting Errors in Your Earnings Record

    The Social Security Administration tracks hundreds of millions of records.  Even with a very small

    featured

    Timing of Earnings Test

    Another great question from a reader this week: “Regarding earnings test, can you please clarify the

  • divorced spouse benefit
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    As our long-time blog listeners/readers know, divorced spouses are entitled to receive benefits on their ex-spouse’s earnings if certain conditions are met. Collecting on your ex-spouse will not reduce his/her benefits, even if your ex has a new spouse...

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    The following question arrived this week: “I turned 63 in September 2018. I stopped working at the end of 2017, and do not expect to have a job going forward.  I have over 40 years of taxed SS earnings.  My...

    Social Security application
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    I received the following question recently: “I need to repay my Social Security benefits after withdrawing my application.  I filed in September of 2017 and withdrew in September of 2018.  I got a letter saying my withdrawal application was approved...

    survivor benefit
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    Reader question:  “I am 58 years old and work full time. My spouse passed away in 2016 at the age of 51. I was told that at 60 I could apply for his Social Security benefits. Is that correct?...

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