• Newsletter
    Interested in receiving timely and informative Social Security, Medicare, Retirement and IRA information right in your in-box? Jim and Chris make it easy with their free, monthly, email newsletter. Each issue contains information and insight pre and post retirees will find invaluable. Click here to begin receiving your copy today!
  • Facebook

    This message is only visible to admins.

    Problem displaying Facebook posts.
    Click to show error

    Error: An access token is required to request this resource.
    Type: OAuthException
    Solution: See here for how to solve this error
  • Twitter

      Sorry, no Tweets were found.

  • featured

    Spousal and Dependent Benefits

    I received the following question: My wife and I have full legal and physical custody of


    Calculation of WEP

    Question from reader: “I've been reading your blog and enjoy how far reaching on SSA it


    10 Year Rule and Divorced Spouse Benefits

    We received the following question recently regarding the 10-year rule and divorced spouse benefits: “My Mother


    Question Regarding WEP

    WEP, the Windfall Elimination Provision, affects people who worked in a Social Security exempt, government


    Recovering From the Social Security Earnings Test

    Back in May, 2014 I blogged on how the Earnings Test can reduce your benefits


    A Case For Claiming Social Security Benefits Early

    So many Social Security claiming recommendations on our blog and elsewhere in the press involve


    Social Security Disability Benefits to Retirement Benefits

    The following multi-part question came in recently: “I am on SS disability benefits now.  Next year


    Spousal Benefits for the Non-Married

    Effective May 19th, 2015 it is possible for some people to be eligible for the

    Have you ever wondered about Social Security representatives and the information they provide? Sometimes it...

    October 22, 2014 | by 

    Long-time readers of our blog probably know if you retire before your Full Retirement Age...

    July 16, 2014 | by 

    Prior to 1983, Social Security Benefits were expressly excluded from federal income taxation under Treasury...

    Social Security was originally designed to replace a portion of your income after you retire. ...

    In last week’s blog post, we discussed the

    Little known to most people, a number of American workers don’t pay into the Social...

    April 30, 2014 | by 

    Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524
    © 2018 Jim Saulnier, LLC. All rights reserved.

    Ed Slott Advisor recognition requires an advisor to be well versed on the rules and regulations regarding IRAs.
    The advisor must attend two live training sessions and pass two written exams annually to remain in the program.

    Jim Saulnier, Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC to residents of: CO, IA, IN, MA, NY, TN, TX, WI and WY. No offers may be made to or accepted from any resident outside the specific states mentioned. Jim Saulnier, Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Financial Planning services offered through Jim Saulnier and Associates, LLC., a Registered Investment Advisor. Cambridge and Jim Saulnier & Associates, LLC are not affiliated.

    Theme by Theme Flames, powered by Wordpress.