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    Interested in receiving timely and informative Social Security, Medicare, Retirement and IRA information right in your in-box? Jim and Chris make it easy with their free, monthly, email newsletter. Each issue contains information and insight pre and post retirees will find invaluable. Click here to begin receiving your copy today!
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    Happy Holidays!

    We are taking some time off this week to spend it with family and friends


    Timing Your First Benefits Check

    The following question came in this week… “I understand the earnings test for those under FRA


    2019 COLA Changes

    2019 COLA Changes Well, the wait is over for the 2019 announcement on the cost of


    Happy Thanksgiving!

    We hope you have a wonderful Thanksgiving holiday with your family and friends! We’ll be back


    Overcoming Privacy Concerns With Divorced Spouse Benefits

    As our long-time blog listeners/readers know, divorced spouses are entitled to receive benefits on their


    Benefit Calculation Before Full Retirement Age

    The following question arrived this week: “I turned 63 in September 2018. I stopped working at


    Benefits Repayment After Withdrawing Your Application

    I received the following question recently: “I need to repay my Social Security benefits after withdrawing


    Claiming Survivor Benefits

    Reader question:  “I am 58 years old and work full time. My spouse passed away

    The following question regarding divorced spouse benefits came in from a reader this week: “My mother...

    A question about spousal and survivor benefit eligibility came in this week: “My mother is 64...

    With over 59 Million Americans receiving some sort of Social Security benefits it is not...

    Since the 4th of July falls on a Wednesday this year, we're taking the day...

    You’ve saved well, invested responsibly and accumulated more assets that you’ll need in your retirement....

    June 27, 2018 | by 

    Sometimes things that look simple and easy to understand can have a hidden “but” or...

    June 20, 2018 | by 

    We received the following question from a reader this week: “My mother will be turning 65...

    In the past we have discussed how you can create an online account with Social...

    We're taking the week off in honor of Memorial Day. We'll be back next week...

    For quite some time now there has been a movement afoot to “privatize” Social Security....

    May 23, 2018 | by 

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