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    Interested in receiving timely and informative Social Security, Medicare, Retirement and IRA information right in your in-box? Jim and Chris make it easy with their free, monthly, email newsletter. Each issue contains information and insight pre and post retirees will find invaluable. Click here to begin receiving your copy today!
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    How WEP Effects Benefits

    I recently received an interesting question regarding how WEP effects Benefits: "Twelve years ago, at age

    featured

    Filing for Social Security Benefits Retroactively

    I recently received a question about filing retroactively for Social Security benefits: Am I eligible for

    featured

    MySocialSecurity Account Trouble

    I receive many questions from people having trouble with their MySocialSecurity account; this one was

    featured

    Social Security Reduction for the Self-Employed

    In the complex world of Social Security and Taxes, there are always little “issues” floating

    featured

    Spousal and Dependent Benefits

    I received the following question: My wife and I have full legal and physical custody of

    featured

    Happy Holidays!

    We are taking some time off this week to spend it with family and friends

    featured

    Timing Your First Benefits Check

    The following question came in this week… “I understand the earnings test for those under FRA

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    2019 COLA Changes

    2019 COLA Changes Well, the wait is over for the 2019 announcement on the cost of

    The following question arrived this week: “I turned 63 in September 2018. I stopped working at...

    I received the following question recently: “I need to repay my Social Security benefits after withdrawing...

    Reader question:  “I am 58 years old and work full time. My spouse passed away...

    Reader question:  “I will be in Romania for several years.  If I open a bank...

    Reader question:  “I will be 66 next July. I want to begin collecting Social Security...

    The Social Security Administration tracks hundreds of millions of records.  Even with a very small...

    Another great question from a reader this week: “Regarding earnings test, can you please clarify the...

    Question from reader: “In one of your post you write; 'You are exposed to the...

    Question from reader: “I've been reading your blog and enjoy how far reaching on SSA it...

    We had a great question regarding the earnings test and spousal benefits from our email...

    Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524
    © 2018 Jim Saulnier, LLC. All rights reserved.

    Ed Slott Advisor recognition requires an advisor to be well versed on the rules and regulations regarding IRAs.
    The advisor must attend two live training sessions and pass two written exams annually to remain in the program.

    Jim Saulnier, Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC to residents of: CO, IA, IN, MA, NY, TN, TX, WI and WY. No offers may be made to or accepted from any resident outside the specific states mentioned. Jim Saulnier, Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Financial Planning services offered through Jim Saulnier and Associates, LLC., a Registered Investment Advisor. Cambridge and Jim Saulnier & Associates, LLC are not affiliated.

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