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    Interested in receiving timely and informative Social Security, Medicare, Retirement and IRA information right in your in-box? Jim and Chris make it easy with their free, monthly, email newsletter. Each issue contains information and insight pre and post retirees will find invaluable. Click here to begin receiving your copy today!
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    Correcting Errors in Your Earnings Record

    The Social Security Administration tracks hundreds of millions of records.  Even with a very small

    featured

    Timing of Earnings Test

    Another great question from a reader this week: “Regarding earnings test, can you please clarify the

    featured

    What Counts as Earnings

    Question from reader: “In one of your post you write; 'You are exposed to the

    featured

    Calculation of WEP

    Question from reader: “I've been reading your blog and enjoy how far reaching on SSA it

    featured

    Earnings Test and Spousal Benefits

    We had a great question regarding the earnings test and spousal benefits from our email

    featured

    Spousal Benefits

    From the email bag this week, we have a question regarding spousal benefits: “My year of

    featured

    Student Loans and Social Security

    Student loan debt is usually thought of as a younger person’s issue, but a new

    featured

    Converting Spousal Benefits to Survivor Benefits

    This next question is something we have not really addressed directly before regarding spousal and

    The Social Security Administration tracks hundreds of millions of records.  Even with a very small...

    Another great question from a reader this week: “Regarding earnings test, can you please clarify the...

    Question from reader: “In one of your post you write; 'You are exposed to the...

    Question from reader: “I've been reading your blog and enjoy how far reaching on SSA it...

    We had a great question regarding the earnings test and spousal benefits from our email...

    From the email bag this week, we have a question regarding spousal benefits: “My year of...

    Student loan debt is usually thought of as a younger person’s issue, but a new...

    This next question is something we have not really addressed directly before regarding spousal and...

    Another good question regarding delayed claiming and retroactive benefits has come in from...

    We received the following question regarding survivor benefits this week: “I am...

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    Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524
    © 2018 Jim Saulnier, LLC. All rights reserved.

    Ed Slott Advisor recognition requires an advisor to be well versed on the rules and regulations regarding IRAs.
    The advisor must attend two live training sessions and pass two written exams annually to remain in the program.

    Jim Saulnier, Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC to residents of: CO, IA, IN, MA, NY, TN, TX, WI and WY. No offers may be made to or accepted from any resident outside the specific states mentioned. Jim Saulnier, Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Financial Planning services offered through Jim Saulnier and Associates, LLC., a Registered Investment Advisor. Cambridge and Jim Saulnier & Associates, LLC are not affiliated.

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